Claims

When a driver disobeys a red light

These accidents occur when one vehicle enters an intersection on a red light while another enters the same intersection on a green light.

In the diagram, Vehicle A enters an intersection with a red light and collides with Vehicle B, which entered the same intersection with a green light.

Disobey-red-light

Vehicle "A" = 100%
Vehicle "B" = 0%

The rules of the road

A driver facing a red light is required to stop their vehicle until the light switches to green and it is safe to proceed. Therefore, Vehicle A would be found 100% responsible.

What does it say in the Motor Vehicle Act?

The applicable section of the Motor Vehicle Act is:

Questions?

If you have questions about your responsibility assessment, please contact your claim representative.

If you wish to dispute the assessment, find out how to file a dispute.